United First Financial®
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Our Story

There were once 2 childhood friends who each grew up with financial difficulties in their families.  They each experienced the pain of being foreclosed on.  Later in life, they opened a mortgage company that grew to be one of Utah's largest and most successful.  What they noticed was that people kept coming in to refinance their loans on an average of every 5 years.  The value of their house would go up, they would have credit card or other debt to pay, so they would refinance to get the equity out of their houses and pay off their debts.  This was becoming a great concern to the owners of the company.  So, they decided to actually create something that would help these customers instead of hurt them.  They developed the Money Merge Account
® System! 

Play the following video to learn more about Skyler Witman, John Washenko, and the other co-founders Matt Lovelady, Jonathan Bonnette, and Don Jorgensen.